Before reading the information below, please refer to our General Advice Warning.

Account access that’s simple, convenient and global

Depositing, withdrawing and transferring funds from your Austral accounts is easy. You have complete access – and control of your finances 24 hours a day almost everywhere across Australia and the world. Now that’s convenience!

Deposits:

	Direct lodgement of salary
	Direct Credits
	Austral branch network
	Mail
	Bank@Post

Withdrawals:

	ATMs
	EFTPOS
	BPAY
	Visa Access Card
	Visa Credit Card
	MyCard MasterCard
	Redicard
	Personal cheque books
	Direct Debits
	Austral branch network
	Bank@Post

Easy Reconciliation of Accounts:

	Internet banking
	Telephone banking
	Regular statements

Which card is right for me?

Below is a reference table for members who want to compare the range of cards offered by Austral:

	Debit cards		Credit cards
Features and Benefits	Redicard	Visa Access Card	Visa Credit Card	MyCard MasterCard
Add-on cards available
Annual fee
ATM access
Automatic payment from Austral accounts	n/a	n/a
Cash advances
EFTPOS access
Fee free when using an Austral owned ATM
Interest free period	n/a	n/a
Monthly statement
Overdraft facility
Rewards program				*
Secure Internet access
Telephone banking

*Includes the option of the Qantas Frequent Flyer program.

General Advice Warning
In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should consult the Product Disclosure Statement for each product and the Financial Services Guide before making a decision to apply for products with Austral. To obtain these documents, contact Austral.

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