Investments

An investment package designed to meet your needs.

Before reading the information below, please refer to our General Advice Warning.

Austral Credit Union offers you a range of flexible investment options at competitive rates. Terms range from 3 months to 2 years with deposit amounts starting from $1,000. You don't need to be a big investor to enjoy the benefits of investing with Austral. Our Member Service staff will discuss the most suitable investment options for your individual needs.

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Investment Account (previously 30 Day)
Fixed Term Deposits
Account Interest Rates Features

Investment Account (S5)
An excellent way to invest surplus funds short term. Minimum balance of $1,000 required.

$1,000 to $4,999 – 0.50%
$5,000 to $24,999 – 1.75%
$25,000 to $49,999 – 2.00%
$50,000 and over – 2.50%

Interest calculated daily – credited quarterly.

Ideal account to invest short term. Good returns.

Fixed Term Deposits
Term (mths) Interest Paid *Deposit
Under $5,000
$5,000 to $25,000 Over $25,000
3
At maturity
3.75%
7.00%
7.50%
6
At maturity
4.25%
7.40%
7.50%
9
At maturity
4.50%
7.50%
7.60%
12
Quarterly/Maturity
5.00%
7.70%
7.70%
24
Quarterly/Maturity
5.25%
7.50%
7.50%

*Initial deposits must be a minimum of $1,000.
Standard rates effective from 2 September 2008.

General Advice Warning
In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should consult the Product Terms and Conditions for each product and the Financial Services Guide before making a decision to apply for products with Austral. To obtain these documents, contact Austral.

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