 At
Austral Credit Union, we understand the importance of
tailoring your loan to your individual needs.
That's
why we have developed a number of loan and continuous credit packages that are personalised, flexible and provide a real sense
of value.
All
loans can be repaid through the convenience of our Payroll
Deduction facility. And don't forget to ask for an Insurance
Quote to protect your valuable assets.
To
apply, members can use our Phone-A-Loan service,
available Monday to Friday 9am to 5pm. Simply call Austral, press 2 for loans, then select the Phone-A-Loan
option.
 For
information about the First Home Owner Grant,
click
here.
To find out more about Comparison Rates, click here.
 
Home and Investment Loans
Personal Loans & Overdrafts
Comparison
Rates
The Comparison Rate provides
an indicative interest rate that takes into account
certain costs associated with setting up and maintaining
a loan. This rate includes:
|
the annual percentage
interest rate/s |
|
loan establishment
and any other up front fees; and |
|
known ongoing
fees. |
The Comparison Rate does
not include any government and statutory fees, as these
fees are standard for all lenders and for certain types
of loans. It also does not include fees and charges
that are 'event based' and which may or may not apply
throughout the term of your loan (e.g. redraw fees).
The Comparison Rate Schedule
provides Comparison Rates for a wide range of loan amounts
and loan terms for each loan type. This allows you to
compare lenders. To view the Comparison Rate Schedule,
please click here.
Updated 18 April 2008
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