Green Star Car Loan

Our Green Star Car Loans are among the best types of car loans available and were first launched in 2001, rewarding borrowers with discounted rates for the purchase of environmentally friendly cars.

  • For the borrowing member it combines a low interest rate loans with low fuel costs.
  • For the environment it provides reduced green house gas emissions through lower fuel consumption.

The type of loan you are eligible for depends on your vehicle’s age, fuel efficiency and meeting the ‘Star Rating’, as measured by the Green Vehicle Guide. www.greenvehicleguide.gov.au


  • Redraw facility free for amounts over $2,000, otherwise $25 fee per redraw
  • Make additional repayment with no penalty
  • Pay weekly, fortnightly or monthly
  • No early payout penalty


  Interest Rate Comparison Rate Effective of
Motor Vehicle up to 5 years old 7.95% 7.95% Current
Motor Vehicle older than 5 years 11.55% 11.55% Current
  • If over 10 years refer personal loan
  • Add 1% p.a. if the vehicle uses more than 10 litres per 100 km as per the Green Vehicle Guide.
Eligibility criteria, terms & conditions, fees may apply. Comparison rate based on a secured loan of $30,000 over 5 years. Rate is subject to change WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other credit amounts might result in a different comparison rate. Maleny Credit Union (MCU Ltd trading as), Australian credit licence 246921.


In addition to satisfying normal credit guidelines, borrowers need to meet the following criteria:

  • Maximum Term 7 years
  • Minimum Amount $4,000


Loan Prequalification Form

Loan Application Form (pdf)
Products issued by MCU Ltd ABN 52 087 650 995 AFSL/ Australian credit licence 246921. The advice provided has been prepared without taking into account the customer’s objectives, financial situation or needs; you should consider the appropriateness of the advice in light of your own objectives, financial situation or needs, before you follow the advice; and if the advice relates to the acquisition or possible acquisition of a financial product then you should obtain a copy of and consider the Product Disclosure Statement (PDS) for that product before making a decision. Fees and charges apply see Loan Fees and Charges. Terms of Loan contract are available on request. Email info@mcu.com.au or visit our branch. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. This offer is subject to change without notice.