Motor Vehicle Car Loan

Our Motor Vehicle Car Loan are among the best types of car loans available and were first launched in 2001, rewarding borrowers with discounted rates for the purchase of environmentally friendly cars.

  • For the borrowing member it combines a low interest rate loans with low fuel costs.
  • For the environment it provides reduced green house gas emissions through lower fuel consumption.

The type of loan you are eligible for depends on your vehicle’s age, fuel efficiency and meeting the ‘Star Rating’, as measured by the Green Vehicle Guide. www.greenvehicleguide.gov.au


  • Redraw facility free for amounts over $2,000, otherwise $25 fee per redraw
  • Make additional repayment with no penalty
  • Pay weekly, fortnightly or monthly
  • No early payout penalty



  Interest Rate Comparison Rate Effective of
Motor Vehicle Car Loan 5.99% 5.99% Current
  • If over 10 years refer personal loan
  • Add 1% p.a. if the vehicle uses more than 10 litres per 100 km as per the Green Vehicle Guide.
Rates are effective from 08 October 2020 and are subject to change. Terms, conditions, fees, charges and lending criteria apply. These are available at the time of application. 
*Comparison rate based on a $30,000 loan over 5 years. WARNING: This comparison rate applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or costs and savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. A monthly repayment frequency and a term of 5 years have been used to calculate our comparison rate. Maleny Credit Union (MCU Ltd trading as), Australian credit licence 246921.


In addition to satisfying normal credit guidelines, borrowers need to meet the following criteria:

  • Maximum Term 7 years
  • Minimum Amount $4,000


Loan Prequalification Form

Loan Application Form (pdf)
Products issued by MCU Ltd ABN 52 087 650 995 AFSL/ Australian credit licence 246921. The advice provided has been prepared without taking into account the customer’s objectives, financial situation or needs; you should consider the appropriateness of the advice in light of your own objectives, financial situation or needs, before you follow the advice; and if the advice relates to the acquisition or possible acquisition of a financial product then you should obtain a copy of and consider the Product Disclosure Statement (PDS) for that product before making a decision. Fees and charges apply see Loan Fees and Charges. Terms of Loan contract are available on request. Email info@mcu.com.au or visit our branch. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. This offer is subject to change without notice.