Personal Overdrafts

Overdrafts are available to personal and self-employed members and are subject to an annual review. Please contact us on 07 5499 8988 for further details.

In addition to satisfying normal credit guidelines, borrowers need to meet the following criteria:

  • Application Fee $75
  • Annual Review Fee $20
  • Maximum unsecured $20,000


  • No minimum monthly repayment


  Interest Rate Effective of
Advantages Plus Overdraft* 3.95%p.a. Current
Personal Overdraft 16.65%p.a. Current

Only applies to those whom currently have an Advantages Plus Home Loan with the Maleny Credit Union.

Loan Prequalification Form

Loan Application Form (pdf)
Products issued by MCU Ltd ABN 52 087 650 995 AFSL/ Australian credit licence 246921. The advice provided has been prepared without taking into account the customer’s objectives, financial situation or needs; you should consider the appropriateness of the advice in light of your own objectives, financial situation or needs, before you follow the advice; and if the advice relates to the acquisition or possible acquisition of a financial product then you should obtain a copy of and consider the Product Disclosure Statement (PDS) for that product before making a decision. Fees and charges apply see Loan Fees and Charges. Terms of Loan contract are available on request. Email info@mcu.com.au or visit our branch. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. This offer is subject to change without notice.