Personal Loan

Maleny Credit Union’s Personal Loans were developed to provide members with an “all purpose” loan for any worthwhile purpose.

We find the most common purposes are, but not confined to:

  • Paying out Store Cards
  • Paying out Credit Cards
  • Consolidating debts
  • Furniture
  • Holidays
  • Caravan
  • Boat
  • Trailers
  • Sheds
  • Mowers
  • Pools


  • Redraw facility free for amounts over $2,000, otherwise $25 fee per redraw
  • Make additional repayment with no penalty
  • Pay weekly, fortnightly or monthly
  • No early payout penalty


  Interest Rate Comparison Rate Effective of
Personal Loan 8.99% 9.28% Current
Rates are effective from 08 October 2020 and are subject to change. Terms, conditions, fees, charges and lending criteria apply. These are available at the time of application.
*Comparison rate based on a $30,000 loan over 5 years. WARNING: This comparison rate applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or costs and savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. A monthly repayment frequency and a term of 5 years have been used to calculate our comparison rate. Maleny Credit Union (MCU Ltd trading as), Australian credit licence 246921.


In addition to satisfying normal credit guidelines, borrowers need to meet the following criteria:

  • Maximum Term 7 years
  • Minimum Amount $3,000
  • Maximum Amount $30,000
  • Application Fee $250
  • Monthly Fee $0
  • Annual Fee $0


Loan Prequalification Form

Loan Application Form (pdf)
Products issued by MCU Ltd ABN 52 087 650 995 AFSL/ Australian credit licence 246921. The advice provided has been prepared without taking into account the customer’s objectives, financial situation or needs; you should consider the appropriateness of the advice in light of your own objectives, financial situation or needs, before you follow the advice; and if the advice relates to the acquisition or possible acquisition of a financial product then you should obtain a copy of and consider the Product Disclosure Statement (PDS) for that product before making a decision. Fees and charges apply see Loan Fees and Charges. Terms of Loan contract are available on request. Email info@mcu.com.au or visit our branch. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. This offer is subject to change without notice.