Personal Loan

Maleny Credit Union’s Personal Loans were developed to provide members with an “all purpose” loan for any worthwhile purpose.

We find the most common purposes are, but not confined to:

  • Paying out Store Cards
  • Paying out Credit Cards
  • Consolidating debts
  • Furniture
  • Holidays
  • Caravan
  • Boat
  • Trailers
  • Sheds
  • Mowers
  • Pools


  • Redraw facility free for amounts over $2,000, otherwise $25 fee per redraw
  • Make additional repayment with no penalty
  • Pay weekly, fortnightly or monthly
  • No early payout penalty


Interest Rate Comparison Rate Effective of
Personal Loan 11.90% 13.63% Current
Eligibility criteria, terms & conditions, fees may apply. Comparison rate based on a unsecured loan of $10,000 over 3 years. Rate is subject to change WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other credit amounts might result in a different comparison rate. Maleny Credit Union (MCU Ltd trading as), Australian credit licence 246921.


In addition to satisfying normal credit guidelines, borrowers need to meet the following criteria:

  • Maximum Term 7 years
  • Minimum Amount $3,000
  • Maximum Amount $30,000
  • Application Fee $250
  • Monthly Fee $0
  • Annual Fee $0


Loan Prequalification Form

Loan Application Form (pdf)
Products issued by MCU Ltd ABN 52 087 650 995 AFSL/ Australian credit licence 246921. The advice provided has been prepared without taking into account the customer’s objectives, financial situation or needs; you should consider the appropriateness of the advice in light of your own objectives, financial situation or needs, before you follow the advice; and if the advice relates to the acquisition or possible acquisition of a financial product then you should obtain a copy of and consider the Product Disclosure Statement (PDS) for that product before making a decision. Fees and charges apply see Loan Fees and Charges. Terms of Loan contract are available on request. Email info@mcu.com.au or visit our branch. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. This offer is subject to change without notice.