Senior Advantage Account

MCU has Senior Advantage Accounts to cater for members who are 55 or over. They are designed to meet their day to day banking requirements. This account can have access to various additional facilities like a VISA Debit Card, cheque book, periodical payments, Direct Debits and if arranged, overdrafts.


  • Cheque Book Facility
  • Overdraft Capability
  • Periodic Payments
  • Direct Debit Payments
  • Internet Banking
  • Free VISA Debit Card


  Interest Rate Effective of
$0-$48,000 0.20% p.a. Current
$48,000.01 plus 0.45% p.a. Current


  • Interest is calculated on daily balances, credited to your account monthly
Products issued by MCU Ltd ABN 52 087 650 995 AFSL/ Australian credit licence 246921. Terms and Conditions, fees and charges apply.  Our Account and Access Facility Conditions of UseFinancial Services Guide and Schedule of Fees Accounts and Access Facilities are available online or from our branch. You should read both these documents before deciding whether to purchase accounts or access facilities issued by Maleny Credit Union. Deposits up to $250,000 per member are guaranteed by the Federal Government under the Financial Claims Scheme (FCS). The FCS is administered by the Australian Prudential Regulatory Authority (APRA). For further information on the FCS please visit the FCS website https://www.fcs.gov.au/ and their FAQ’s https://www.fcs.gov.au/banking-faq-landing-page.