Serious Saver Account

Maleny Credit Union has a Serious Savings Account to cater for members who wish to save for a special purpose or target amount. There is no minimum balance requirement. For an “at call” account, it also attracts a very competitive interest rate on credit balances, however should a withdrawal be made then no interest is paid to the account for that month.

This account can also be used as a fee free account, if the member voluntarily forgoes any interest by using it as a “day to day” account.


  • No Minimum Opening Balance
  • Periodic Payments
  • Direct Debit Payments
  • Internet Banking
  • BPay Bill Paying
  • Interest is calculated on daily balances, credited to your account monthly


  Interest Rate Effective of
Serious Saver Account 0.20% p.a. Current
Products issued by MCU Ltd ABN 52 087 650 995 AFSL/ Australian credit licence 246921. Terms and Conditions, fees and charges apply.  Our Account and Access Facility Conditions of UseFinancial Services Guide and Schedule of Fees Accounts and Access Facilities are available online or from our branch. You should read both these documents before deciding whether to purchase accounts or access facilities issued by Maleny Credit Union. Deposits up to $250,000 per member are guaranteed by the Federal Government under the Financial Claims Scheme (FCS). The FCS is administered by the Australian Prudential Regulatory Authority (APRA). For further information on the FCS please visit the FCS website https://www.fcs.gov.au/ and their FAQ’s https://www.fcs.gov.au/banking-faq-landing-page.